by Aaron Farmer | Jul 12, 2026 | Insights
By Aaron Farmer, Principal — CA License #0F09648 “It never rains in San Diego” is exactly why so many San Diego homeowners are uninsured for the one storm that matters. On January 22, 2024, a single morning of rain — one of the wettest January...
by Aaron Farmer | Jul 12, 2026 | Insights
By Aaron Farmer, Principal — CA License #0F09648 San Ysidro is one of the busiest land border crossings in the world, and a huge share of the cars in that line are San Diegans heading down for tacos in Tijuana, a weekend in Rosarito, or the wine valleys past...
by Aaron Farmer | Jul 12, 2026 | Insights
By Aaron Farmer, Principal — CA License #0F09648 San Diego County has already lived through what the rest of California is bracing for. The 2003 Cedar Fire and the 2007 Witch Creek/Guejito firestorm destroyed thousands of homes here — Scripps Ranch, Rancho...
by Aaron Farmer | Jun 24, 2026 | Insights
If you’ve received a non-renewal notice from your home insurance company recently, you’re not alone. California’s home insurance market has been in crisis for several years — and while new state regulations are slowly bringing some insurers back, the...
by Aaron Farmer | Jun 24, 2026 | Insights
California sits on some of the most seismically active land in the world. The Hayward Fault, the San Andreas, the Newport-Inglewood — dozens of active fault lines run beneath homes across the state. Yet fewer than 1 in 8 California homeowners carry earthquake...
