by Aaron Farmer | Jul 12, 2026 | Insights
By Aaron Farmer, Principal — CA License #0F09648 San Diego County has already lived through what the rest of California is bracing for. The 2003 Cedar Fire and the 2007 Witch Creek/Guejito firestorm destroyed thousands of homes here — Scripps Ranch, Rancho...
by Aaron Farmer | Jun 24, 2026 | Insights
If you’ve received a non-renewal notice from your home insurance company recently, you’re not alone. California’s home insurance market has been in crisis for several years — and while new state regulations are slowly bringing some insurers back, the...
by Aaron Farmer | Jun 24, 2026 | Insights
California wildfires have fundamentally reshaped the home insurance market. The devastating fires that have torn through communities across the state — from the foothills of Los Angeles to the hills above San Diego — have left thousands of homeowners scrambling for...